11 Loan Places That Accept Bad Credit (Even If Your Score Is Low)

11 Loan Places That Accept Bad Credit (Even If Your Score Is Low)

zlaxwin – If you have bad credit and are looking to take out a loan, don’t worry! There are plenty of places that will help you—you just need to know where to look. Our list of the top 11 places that accept bad credit will make your life so much easier. Read on, and get yourself some fast cash today!

1) Avant

Avant is a good loan place that accepts bad credit. They offer loans up to $35,000 and have been around for more than ten years. You can apply for an Avant loan in minutes with just a few pieces of information: your name, email address, phone number, social security number and date of birth. 

After you fill out the simple application form and you’re approved, you can get your funds deposited into your bank account in as little as one business day. You don’t need a checking account or to be over 18 years old to apply for an Avant loan–all you need is a Social Security number and two references that are at least 18 years old.

2) OneMain Financial

OneMain Financial, a nationwide credit and lending institution, is one of the many loan places that accept bad credit. They offer low rates and competitive pricing to people of all backgrounds. OneMain Financial has been providing financial services for over 40 years and are dedicated to meeting the needs of customers. Customers can apply for a loan in as little as 20 minutes online or at any OneMain office location.

3) Wells Fargo

If you have bad credit, you’re not out of luck. There are many banks and other loan options that will work with your situation and help get you the money you need. Here are 5 different loan places that accept bad credit:

1. Wells Fargo 

2. Synchrony Bank 3. Navy Federal Credit Union 

4. UMB Bank 

5. Golden 1 Credit Union 11. First Republic Bank

4) LendingPoint

LendingPoint, a personal loan company, can offer loans from $2,000 to $50,000. All you have to do is apply and see if your loan request is accepted. But LendingPoint doesn’t just work for those with low scores; it works for all types of credit. Check out their website to see the various loans they offer based on what type of credit you have and what your score may be. With no obligation, LendingPoint can take a look at your application and let you know if there is any hope of getting a loan with them. 

Loan Places That Accept Bad Credit The Chase Slate card has an introductory interest rate of 0% on Purchases and Balance Transfers* for 15 months (subject to change). You also get access to a 0% Introductory APR* on Balance Transfers made within 60 days of account opening, which expires after 15 months. Once that promotional period ends, either the APR goes up or the intro rate will go up. There’s no telling which one it’ll be so you should use this time wisely.

5) NetCredit

Asking your friends, family and co-workers for financial help is a long shot. You can ask them if they know where you can find loan places that accept bad credit or low credit score but this might not yield the results you are looking for. If you don’t want to wait years to repair your credit before starting a new business, there are some other options. One company, NetCredit offers people with bad credit the opportunity to start their own businesses by accepting loans at affordable rates and by only requiring minimum monthly payments on loans that have terms of 18 months or less.

6) Oportun

With so many loan places that accept bad credit, it can be hard to find the right option for you. Sometimes it may seem impossible, but there are plenty of options out there. You just have to know where to look! Loan places that accept bad credit include: P2P lending sites, peer-to-peer lending sites, or people who offer loans through social media such as Kiva or Lending Club.

7) Rise

If your credit score is low, you may think that it’s impossible to get a loan. But there are many loan places that will give you money even if your credit score is low. The following 11 loan places that accept bad credit can help you find the funding for whatever purpose you need money for.

1) Lending Club

8) TitleMax

With loan places that accept bad credit, you might be able to get approved even with a low credit score. The following 11 companies may be able to work with you:

-Citizens Bank -Nationwide -BMO Harris Bank -Capital One 360 -Synchrony Financial -HSBC Card Services Corp. of Delaware (HSBC US)

-First Republic Bank, N.A. (FRBA) -PNC Bank -Lending Club Inc. (LC) 

-Discover Financial Services

9) Check Into Cash

Check Into Cash is one of the loan places that accept bad credit even if your score is low. This company offers a variety of loans including personal loans, payday loans, car title loans, and more. The most popular loan offered is the small personal loan with a maximum APR of 36%. You can borrow up to $1,000 and they offer repayment terms from six months to two years. Check Into Cash also offers other types of loans like payday loans or cash advances where you can get money today by using your next paycheck as collateral. These are both high interest rates so make sure you can afford to pay it back in time.

10) CashNetUSA

CashNetUSA can help you get a personal loan with bad credit. You can qualify for their loans if you have income and a checking or savings account. The company offers loans up to $25,000 and will work with you on a repayment plan to make sure you are able to pay it back in time. They offer flexible payment plans that can be made monthly, quarterly, semi-annually, or annually. 

CashNetUSA’s loans typically have low interest rates that depend on your credit score, but they do offer some loans where the rate is fixed for the life of the loan so there is no risk of an increase based on your score going up.

11) PNC Bank

PNC Bank is one of the leading financial institutions in the United States, so it makes sense that it offers loans for people with bad credit. The bank has two loan options for borrowers who want to rebuild their credit: a secured card and a personal loan. The secured card provides access to revolving credit without the risk of default. 

Once you’ve proven yourself with on-time payments, PNC will convert your card to an unsecured card. The personal loan offers up to $35,000 with no collateral needed and low rates if you have a good credit score. And if you’re not quite ready for a new car or house yet, PNC offers a range of auto loans and mortgage options.